Best UK Banking App Bonuses 2025 – Monese, Monzo & Revolut
Best UK Banking App Bonuses: Monese vs Monzo vs Revolut (Easy Sign-Up Rewards)
Updated: December 2025 • Quick guide to 3 popular UK money apps that sometimes offer rewards for new users.
Disclosure: This post contains referral links/invite codes. If you sign up through them, I may earn a reward at no extra cost to you. Bonuses can change anytime and may depend on eligibility, verification, and completing required steps.
If you’re in the UK and looking for legit sign-up bonuses, banking apps can be a simple option. The catch: most rewards require you to verify your identity and use the card/app (for example, making a purchase).
Quick Comparison
| App | Typical Reward | Best For | Main Requirement |
|---|---|---|---|
| Monese | Up to £10 (varies) | Extra bonus seekers | Signup + card use/spend |
| Monzo | Mystery reward up to £50 (varies) | Simple everyday banking | Signup + completing eligibility steps |
| Revolut | Reward depends on campaign/region | Travel, exchange, virtual cards | Signup + verification + card/app use |
1) Monese — Join & Get Up to £10 (Invite Code)
Monese sometimes offers a bonus when you join via invite and start using the account. Rewards can vary by user and promotion period.
Monese invite code: MANTA814
Tip: If the link below shows “Not Found”, download Monese from the App Store/Google Play and enter the code during signup.
- Best for: people who don’t mind doing a little spending to unlock the full bonus.
- Watch out: bonuses can change and may require specific actions (card order, first purchase, spend threshold).
2) Monzo — Mystery Reward up to £50
Monzo is popular in the UK and sometimes offers a mystery reward when you sign up through a referral. The reward amount varies and depends on the current promotion and eligibility steps.
- Best for: simple everyday UK banking and budgeting features.
- Watch out: “Up to £50” is not guaranteed — it’s a random/mystery reward when available.
3) Revolut — Join Revolut (Campaign Rewards Vary)
Revolut is great for travel, exchange rates, and virtual cards. Referral rewards vary a lot by campaign, so the exact bonus may differ depending on your account and region.
- Best for: travel, online payments, and multi-currency features.
- Watch out: referral conditions can be strict (verification, card order, minimum spend, time limits).
Quick Steps to Claim Bonuses (General)
- Use the referral link / code when signing up (don’t sign up first and add later unless allowed).
- Complete identity verification (KYC) with accurate details.
- Order the card if required by the promotion.
- Make the required card transaction/spend (even a small purchase if that’s the requirement).
- Wait for the bonus — it can take a few days depending on the app.
Tips (So You Don’t Miss the Reward)
- Take a screenshot of the referral offer screen inside the app (offers change).
- Don’t use VPNs during signup/verification.
- Use the same phone number/email throughout signup and card activation.
- If the bonus doesn’t track, contact support and mention you joined via referral link/code.
FAQ
Are these bonuses guaranteed?
No. Referral campaigns can change at any time and usually require completing specific steps. Always check the current in-app offer before spending money.
Do I need to deposit money?
Often you need to use the card (a small purchase) or meet a spend requirement. Exact rules depend on the campaign.
Which one should I pick?
- Monzo if you want a simple UK bank app and a potential mystery reward.
- Revolut if you want travel + multi-currency features.
- Monese if you want to try for an “up to £10” referral bonus and don’t mind spending requirements.
Ready to Claim a Bonus?
Pick one app, complete the steps, and keep it simple. Don’t rush — follow the requirements so you don’t lose the reward.
Disclaimer: I’m not a financial advisor. This post is for informational purposes only. Bonus amounts and terms may change. Always read the app’s referral terms before signing up.
Comments
Post a Comment